Monday, September 29, 2014

Curves ahead--be prepared!

The only thing predictable about life is... it's unpredictable!

You can't always control what happens in life... but you can control the resources you have to deal with it! One of those resources is health insurance. We all know how important health insurance is, especially because illness or accidents rarely come at financially convenient times! With open enrollment approaching, I've been thinking about health insurance a lot lately. It's one of the biggest "purchases" you'll make this year--have you put enough thought into it? Did you know, that on average, most people only spent about 15 minutes researching health plan options last year during open enrollment? People took several hours (on average) researching family vacations, computers, even television sets!
Researching health plan options isn't really fun. In fact, it can be really confusing. Aflac found that many employees didn't fully understand what exactly is covered by their policy or what might have changed since last year, yet many are still using auto-enroll to keep the same benefits year after year!
When you're comparing health plan benefits, think about what your needs are. Are you planning on a new baby in the next year? Do you have any recurring health problems that may need attention? If you haven't taken a look at your benefits in the last year, you might be surprised to find out that what has been adequate in the past no longer meets your needs!
So how can you make sure you're making a good choice during open enrollment this year? First, take a look at Aflac Workforces Report. There's great information there all about open enrollment! Next you'll want to think about your health needs for the next year and the budget you can spend on health needs each month. Research all your options and you'll be sure to find something that works for you during open enrollment--and enjoy the feelings of peace that come from knowing you're prepared for all of life's curves!

I was selected for this opportunity as a member of Clever Girls Collective and the content and opinions expressed here are all my own.

No comments: